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Micro-Credit and the Economics of Developing Countries
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This 10 page report discusses the concept of micro-financing and micro-credit and the impact it has on the developing nations of the world. The primary mission of most micro-lending programs is to offer production credit to the land-less, rural poor. Many of the programs rely on cooperative credit exchange and often rely on those cooperative partnerships to serve as a form of peer monitoring as a substitute for collateral. Micro-credit programs extend small loans to poor people for self-employment projects that generate income, allowing them to care for themselves and their families. In most cases, micro-credit programs offer a combination of services and resources to their clients in addition to credit for self-employment. Bibliography lists 6 sources.
Filename: Bwmicro2.rtf

FINANCIAL COMPARISON: MERCK AND PFIZER
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This 5-page paper compares the 2001 financial statements of pharmaceutical giants Merck & Co., Inc. and Pfizer, Inc. The essay features an analysis of various financial factors (such as price-earnings ratio, net sales and debt-equity ratio) and explains financial performance through the companies' 2001 activities. Bibliography lists 2 sources.
Filename: MTmerpfi.rtf

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